Enrollment of Members
Eligibility (Rule 12): Any person registered with a Medical Council in India on the basis of his/her medical qualification as defined in the Indian Medical Degrees Act 1916 (Act VII of 1916) and included in the schedules to the Indian Medical Council Act, as amended from time to time, shall be eligible for membership.
Membership Application Forms
Membership Application (M.A.) forms are available from the State Office and in www.imakerala.com. Couple members should fill up separate MA forms. The Branch Secretary should sign the M.A. form and forward the same to the State Secretary.
Headquarters Fund Contribution (H.F.C.)
All payments to Headquarters should be in the form of DD (Cheque is not acceptable) in favour of ‘The State Secretary, IMA Kerala State Branch’, Payable at Thiruvananthapuram. In rare cases cash is acceptable during Office hours against receipt from Accounts. All HFC to State HQ should be accompanied by Form ‘A’ and ‘B’ duly filled (Form ‘B’ should contain full Name and Postal Address of all the members) and signed along with a covering letter from the branch secretary. The rates of HFC from 01.04.2019 are as follows:
Types of Membership Rate
New Life Single (NLS) Rs.25,061/- (including addition fees)
New Life Couple (NLC) Rs.38,192/- (including addition fees)
Life Single to Life Couple (LSLC) Rs.13,125/- (including addition fees)
MA Form, Form A, B, C, D
Document 1: Click here to view
Document 2: Click here to view
AnobleventureofIMAKeralaStateBranchlaunchedon1stJuly1987.
AnymemberoftheIMAKeralaStateBranchBelowtheageof55yearsonthedayofjoiningthescheme
A Life member of IMA who is eligible to join as a member of the scheme can become a life member of thescheme by paying a one-time lump sum payment of Rs.3,60,000/- (3,00,000/-+ 20% Additional Fee) which is non-refundable. Such members neednot make any further payment to the scheme and shall enjoy the same benefit as that of other members of thescheme. A current ordinary member of the scheme can become a life member of the Social Security Scheme I bypayingRs.3,60,000/-(3,00,000/-+ 20% Additional Fee) lesstheadmissionfeesandtheadvancedepositpaidifany.Suchamembershallalsopaythefraternitycontributionandotherduestillthedateofconversionintolifemembership.
JoiningFee=Admissionfees(basedontheageofjoiningthescheme)+AnnualSubscriptionFee(Rs.360/-(Rs.300/- + 20% Additional Fee)Toberenewedyearlyfor 20yearsbypayingtheannualamountasprescribedbytheschemeoffice.(Fraternitycontribution+Annualsubscriptionfee)
TotalAmountpayableonAdmission:A+B
Morethan5yearsupto10years -Rs.150/-}perdeathUpto5yearsmembers -Rs.100/-}
Howeverifthedeceasedmemberisbelow45yearsofageorifthedeathisduetonaturalcalamitiesortrafficaccidents irrespective of the age of the person every member shall pay Rs.200/- for that death provided thedeceasedmemberhasbeenamemberoftheschemeforatleastoneyearfromthedateofjoiningthescheme,ifthe member was below 50 years on joining the scheme and for at least two years from the date of joining thescheme,ifthememberwasabove50yearsonjoiningthescheme.
The exact amount to be paid each year will be intimated by the scheme secretary individually during 3rd week ofJanuary.LastdateforpaymentwithoutfineisFebruary28thandwithafineofRs.30/-(Rs.25/- + 20% Additional Fee)permonththereafterforthreemonthsonly.
LockinPeriod:
Thetimeperiodduringwhichamemberisnoteligibletoreceivethebenefitsoftheschemeafterthedateofenrolment
Iftheageofjoiningtheschemeisbelow50yrs–1yearIftheageofjoiningtheschemeisabove50yrs–2years
FraternityBenefits
Intheeventofdemiseofamemberthefraternitybenefittobepaidtothenominee/nominees/legalheirsshallbe calculated as per the then net membership of the scheme. Net membership shall be that of the Active membersandiscalculated bydeductingtotal enrolment numberonthepreviousdayofthe death ofthemember–(totalnumber of demises + total number of totally disabled members + total number of deletions + total number ofhonorarymembers)
TheFraternityBenefitiscalculatedasfollows:
Ifthedeceasedpersonhasbeena memberoftheschemefor |
Fraternitybenefittobereceivedbythenominee/nominees/legal heirsinRs. |
Morethan10years |
Rs.200/-xnetmembershiptoamaximumofRs.20lakhs |
Morethan5yearsbutupto10years |
Rs.150/-xnetmembershiptoamaximumofRs.15lakhs |
Endoflockinperiodbutupto5years |
Rs.100/-xnetmembershiptoamaximumofRs.10lakhs |
However if the deceased member is below 45 years of age or if the death is due to natural calamities of trafficaccidents irrespective of the age of the person every member shall pay Rs. 200/- for that death, to a maximum ofRs.20lakhs,providedthedeceasedmemberhasbeenamemberoftheschemeforatleastoneyearfromthedateofjoiningthescheme,ifthememberwasbelow50yearsonthejoineddateinthescheme,andforatleasttwoyearsfromthedateofjoiningthescheme,ifthememberwas50years&aboveonthejoineddateinthescheme.
Whenyoujointhescheme,youcannominateoneormorepersonstoreceivethefraternitybenefit.Thenominationscan bechangedat anytimein duecourseifnecessary.Forthismember havetowritetotheschemesecretaryandsecretarywill send him the proforma (annexure 2) for change of nominee. Then print the same at white paper & forward the duly filled in formwithOriginalschemecertificatetoschemeofficeviaconcernedIMAbranch.Firsttimenomineechangedoesn’trequireanyfees
thereafterthenomineechangehasacharge ofRs.600/-(Rs.500/- + 20% Additional Fee) .
Onthereceiptoftheinformationfromamemberoraresponsiblememberofthefamilyofamemberthatamemberhasbecomepermanentlyphysicallydisabledtherebyrenderinghimunfittopracticehisprofession,andincurringhugefinancialburdentothefamily,suchamembercanavail,financialhelpbyoptingouttobeatotallydisablemember.
Thememberwillbeconsideredtotallydisabledonlyafterthedisabilityinthememberiscertifiedbyamedicalboard formed by the Managing Committee if the Scheme including concerned specialty. The benefit given to thememberwillbe20%ofthefraternitybenefitonthedateofdeclarationofhimbeingatotallydisabledmember.Thebalance80%ofthefraternitybenefitshouldbedepositedasfixeddeposittobereimbursedwithoutinteresttothenominee/nominees/legalheirsofthedemisedmemberatthetimeofdeathofthatmember.Theduestothescheme if any shall be subtracted from the amount the member gets as benefit. The decision of declaring thememberastotallydisabledshallbeatthediscretionoftheManagingCommitteeoftheScheme.Onceamemberisdeclaredastotallydisablehewillnothavetomakeanyfurthercontributiontothescheme.Thebenefittothetotallydisabledmembershallbecalculatedasfollows.
Ifthetotallydisabledpersonhasbeen |
Fraternity benefit to be received |
by |
the |
member & |
memberoftheschemefor |
nominee/nominees/legalheirsinRs. |
|
|
|
Morethan10years |
Rs.200/-xnetmembershiptoamaximumofRs.20lakhs |
|||
Morethan5yearsbutupto10years |
Rs.150/-xnetmembershiptoamaximumofRs.15lakhs |
|||
Endoflockinperiodbutupto5years |
Rs.100/-xnetmembershiptoamaximumofRs.10lakhs |
However if the totally disabled member is below 45 years if age the total fraternity benefit to the member andnominee/nominees/legalheirsshallbecalculatedas200timesthethemnetmembershipandwillbepaidonlyifthe member has been a member of the scheme for at least one year from the date of joining the scheme. Thefraternity claim of totally disabled members of 45 years of age and above will be as per the criteria following thedeathofnon-disabledmembers.
A maximum of only 5 members can avail this benefit per year. Claims from more members in that particularyearwillbetakenupthenextyear.
The amount to be paid under clause 1 & 2 above shall be paid as DD payable at the place ofnominee/nominees/legal heirs within one month of the receipt of the information of the death or physicaldisabilityasthecasemaybe,subjecttosatisfyingallconditionsprescribedbytheManagingCommitteeoftheschemeandonsurrenderoftheSocialSecuritySchemepolicydocument.
A member who completes 20 years of membership in the scheme by paying the annual subscription and fraternitycontribution regularly shall not pay any further contribution thereafter and will remain as honorary memberenjoyingallthebenefitsofthescheme.20yearswillbecalculatedfromthedayofenrolmenttothescheme.
Oncethemembershipisconfirmed,PolicyCertificatewillbesenttothememberfromtheschemeoffice. In the event of loss of scheme certificate, the member should apply to the scheme secretary for a duplicate policydocument in prescribed format on Rs.100/- stamp paper duly attested by a notary and forwarded by the concernedIMAbranch.TherequesthastobeaccompaniedbyapaymentofRs.1200/- (Rs.1000/- + 20% Additional Fee).
In the event of demise of a member, the fraternity benefit will be paid to the Nominee/ Nominees/ Legal heirsonly.
Thefinancialhelpwillbeprovidedirrespectiveofthecauseofdeathofthemember.
ThemaximumamountpaidbySocialSecuritySchemeIasfraternitybenefitwillbeRupeesTwentyLakhsonly.
Paymentofapplicationfeesandduesforrenewalcanbepaidthroughwww.imakerala.comorasNEFT/IMPSto
AccountName:SOCIALSECURITYSCHEME1IMAKSBBANK:FEDERALBANK,SREEKARYAM
BranchA/CNo:22050100006765/IFSCCODE-FDRL0002205
PaymentmayalsobedoneviachequeorDDinfavourofSocialSecurityScheme1payableatThiruvananthapuramandsenttoSSSIofficeatIMAKeralaStateHeadquarters.
Dr.MOHANROYT.
Hon.Secretary,SocialSecuritySchemeI
IMAStateHeadquarters,AnayaraP.O.,Thiruvananthapuram–695029.Tel:0471-2741244Email:sssimaksb@gmail.com
Mob:8078425244, 8289852996, 9400311894
Document 1: Click here to view
SOCIAL SECURITY SCHEME II
The Scheme was launched on 1st April 2004 to provide additional benefits to members on the same principles of the Social Security Scheme I.
Aims & Objectives:
Eligibility for Membership:
Any Life Member of IMA who is a member of Kerala State Branch below the age of 60 years on the day of joining is eligible to become a member of scheme II provided.
A. Admission Fee:
1. Member below the age of 45 years : 4,000/-
2. 45 Years & above but below 60 year: 8,000/-
B. Annual Subscription: 400/-
Total to be paid at the time of admission: A + B
Documents to be submitted on Admission to the Scheme:
Copies of documents attested by the Branch President / Secretary to b e attached:
Payments: DD/Cheque drawn in favour of “Social Security Scheme II, IMA Kerala State Branch” and payable at Pandalam.
Admission fee once paid will not be refunded.
Annual Subscription:
Every member of Social Security Scheme II shall pay Rs. 400/- every year as annual subscription fee for a period of 25 years.
Fraternity Contribution:
Every member of the Social Security Scheme II shall pay fraternity contribution per death of the members as per schedule given below.
If the deceased per has been a member of the scheme for |
Payment to be paid by each member |
More than 10 years |
Rs. 300/- |
More than 5 years but upto 10 years |
Rs. 225/- |
From end of lock in period upto 5 years |
Rs. 150/- |
However if the deceased member is below 45 years of age or if the death is due to natural calamities or traffic accidents irrespective of the age of the person every member shall pay Rs. 300/- for that death provided the deceased member has been a member of the scheme for at least one year from the date of joining the scheme, if the member was below 50 years on the joined date of the scheme and for at least two years from the date of joining the scheme, if the member was 50 years & above on the joined date in the scheme.
Future Yearly payments for 25 years only with last date on 31st August and a fine of Rs. 100/- per month thereafter.
Honorary Member:
After 25 years the member need not make any payment to the Scheme II but remain as an honorary member enjoying all the benefits of a member. For this, 25 years will be calculated from the date of enrollment into the scheme.
Member’s Disqualification:
Members Right:
On the event of demise of a member, thefraternity benefit to be paid to the nominee/nominees/legal heirs shall be calculated as per the then net membership. Net membership is calculated by subtracting total number of demises + total number of totally disabled members + total number of deletions + total number of honorary members from the total enrollment number on the previous day of death of the member and shall be returned to his/her nominee/nominees/legal heirs as the case may.
The fraternity benefit to the nominee/nominees/legal heirs of the demised member shall be calculated as follows:
If the deceased person has been member of the scheme for |
Fraternity benefit to be received by the nominee/nominees/legal heir in Rs |
More than 10 years |
300 x net membership |
More than 5 years but upto 5 years |
225 x net membership |
Below 5 years |
150 x net membership |
However if the deceased member is below 45 years of age or if the death is due to natural calamities or Traffic Accidents irrespective of the age of the person the fraternity benefit to the nominee / nominees / legal heirs shall be calculated as 300 times the then net membership and will be paid only if the member has been a member of the scheme for at least one year from the date of joining the scheme, if the member was below 50 years on the joined date in the scheme, and for at least two years from the date of joining the scheme, if the member was 50 years & above on the joined date in the scheme.
On the receipt of the information from a member or a responsible member of the family of a member that a member has become permanently physically disabled there by rendering him unfit to practice his profession, and incurring huge financial burden to the family, such a member can avail, financial help by opting out to be a totally disabled member.
The member will be considered totally disabled only after the disability in the member is certified by a medical board formed by the Managing Committee of the Scheme including concerned specialty. The benefit given to the member will be 30% of the fraternity benefit on the date of declaration of him being a totally disabled member. The balance 70% of the fraternity benefit should be deposited as fixed deposit to be reimbursed without interest to the nominee/nominees/legal heirs of the demised member at the time of death of that member. The dues to the scheme if any, shall be subtracted from the amount the member gets as benefit. The decision of declaring the member as totally disabled shall be at the discretion of the Managing Committee of the Scheme. Once a member is declared as totally disabled he will not have to make any further contribution to the scheme. The benefit to the totally disabled member shall be calculated as follows.
If the totally disabled person has been member of the scheme for |
Fraternity benefit to be received by the member & nominee/ nominees/ legal heirs in Rs |
More than 10 years |
300 x net membership |
More than 5 years but upto 10 years |
225 x net membership |
From end of lock in period but upto 5 years |
150 x net membership |
However if the totally disabled member is below 45 years of age the total fraternity benefit to the member and nominee/nominees/legal heirs shall be calculated as 300 times the then net membership and will be paid only if the member has been a member of the scheme for at least one year from the date of joining the scheme. The fraternity claim of totally disabled members of 45 years of age and above will be as per the criteria following the death of non-disabled members.
A maximum of only 5 members can avail this benefit per year. Claims from more members in that particular year will be taken up the next year.
How to join the Scheme:
Application form can be obtained from our website www.imakeralassstwo.com or the branch Secretaries, District Representatives and the Honorary Secretary of the Scheme. The filled up application form with the stipulated amount, the document to prove the age and copy of IMA life membership certificate duly attested by the Branch President or Secretary can be submitted to the Branch Secretary or the Honorary Secretary of the scheme.
Payments to be made by DD/Cheque drawn in favour of “Social Security Scheme II, IMA Kerala State Branch” and payable at Kollam. Membership certificate will then be send to the new member.
As per the rules and byelaws of Social Security Scheme II if any member at any time for any reason ceases to be a member of IMA KSB, his membership of the scheme cease automatically.
No dues certificate from the branch secretary along with the payment is mandatory for yearly renewal of the scheme, irrespective of annual / life membership in IMA.
“For more details please visit: www.imakeralassstwo.com”
Document 1: Click here to view
SOCIAL SECURITY SCHEME III
Social Security Scheme III (SSS III) of IMA Kerala State Branch is established to achieve the objects mentioned in clause 4 (II) of the memorandum of IMA Kerala State Branch. It becomes a third phase of the SS Scheme of IMA Kerala State Branch with the special stipulations as given below. The scheme is operative with effect from December 2010.
Aims & Objectives of the Scheme III
Eligibility for membership
Any life members of the Kerala State Branch of IMA below age of 65 years on the day of joining are eligible to become a member of SSS III (this has come into force from 01.01.2019)
Note:I. Members who have applied for life membership in IMA KSB can join the SSS III with condition that their membership will be confirmed only after submitting proof of IMA life membership.
Note:II. (i) Membership comes in to effect only when the IMA Kerala State Social Security Scheme III policy document signed by the chairman and the Hon. Secretary of the scheme is issued to the member.
(ii) The members who join the scheme III before 31.12.2011 are designated as ‘FOUNDER MEMBERS’ OF the scheme.
Note:III. It has been decided to charge a fee of Rs.500/- for changing the nominee/Nominees and Rs.1000/- for issuing Duplicate Certificate apart from other existing formalities with effect from 01.04.2020.
Admission fees
1. Below 45 years : Rs. 7200/- (Admission fee - 5000/- + Annual fee - 1000/- + Additional fee 1200/-)
2. 45 years but below 55 years : Rs.13200/- (Admission fee - 10000/- + Annual fee - 1000/- + Additional fee 2200/-)
3. 55 years but below 65 years : Rs. 25200/- (Admission fee - 20000/- + Annual fee - 1000/- + Additional fee 4200/-)
Members Contribution
If the deceased person has been a Payment to be paid by each member
member of the scheme for
More than 10 years Rs.500/-
More than 5 years but upto10 years Rs.375/-
Up to 5 years Rs.250/-
However if the deceased member is below 45 years of age or if the death is due to natural calamities or traffic accidents irrespective of the age of the person every member shall pay Rs.500/- for that death provided the deceased member has been a member of the scheme for at least one year from the date of joining the scheme, if the member was below 50 years on the joined date in the scheme, and for at least two years from the date of joining the scheme, if the member was 50 years & above on the joined date in the scheme.
After 25 years the member need not make any payment to the scheme but remains as an honorary member enjoying all the benefits of a member. For calculating 25 years, date of enrollment into the scheme shall be considered.
VII. Member’s Disqualification
VIII. Member’s Rights
The fraternity benefit to the nominee/nominees/legal heirs of the demised member shall be calculated as follows:
If the deceased person has been Fraternity benefit to be received by
member of the scheme for the nominee/nominees/legal heir in Rs.
More than 10 years 500 x net membership to a maximum of Rs.45 lakhs
More than 5 years but up to 10 years 375 x net membership to a maximum of Rs.33.75 lakhs
From end of lock in period but up to 5 years 250 x net membership to a maximum of Rs.22.5 lakhs
However if the deceased member is below 45 years of age or if the death is due to natural calamities or traffic accidents irrespective of the age of the person the fraternity benefit to the nominee/nominees/legal heirs shall be calculated as 500 times the then net membership and will be paid only if the member has been a member of the scheme for at least one year from the date of joining the scheme, if the member was below 50 years on the joined date in the scheme, and for at least two years from the date of joining the scheme, if the member was 50 years & above on the joined date in the scheme.
The member will be considered totally disabled only after the disability in the member is certified by a medical board formed by the managing committee of the scheme including concerned specialty. The benefit given to the member will be ½ of the fraternity benefit on the date of declaration of him/her being a totally disabled member. The balance ½ of the fraternity benefit should be deposited as fixed deposit to be reimbursed without interest to the nominee/nominees/legal heirs of the demised member at the time of death of that member. The dues to the scheme if any, shall be subtracted from the amount the member gets as benefit. The decision of declaring the member as totally disabled shall be at the discretion of the Managing committee of the Scheme. Once a member is declared as totally disabled he will not have to make any further contribution to the scheme. The benefit to the totally disabled member shall be calculated as follows
If the totally disabled person has been Fraternity benefit to be received by the
member of the scheme for nominee/nominees/legal heirs in Rs.
More than 10 years 500 x net membership to a maximum of Rs.45 lakhs
More than 5 years but up to 10 years 375 x net membership to a maximum of Rs.33.75 lakhs
From end of lock in period but up to 5 years 250 x net membership to a maximum of Rs.22.5 lakhs
However if the totally disabled member is below 45 years of age the total fraternity benefit to the member and nominee/nominees/legal heirs shall be calculated as 500 times the then net membership and will be paid only if the member bas been a member of the scheme for at least one year from the date of joining the scheme. The fraternity claim of totally disabled members of 45 years of age and above will be as per the criteria following the death of non-disabled members.
A maximum of only 5 members can avail this benefit per year. Claims from more members in that particular year will be taken up the next year.
3. The amount to be paid under clause (1) & (2) above shall be paid as DD/Cheque payable at the place of the nominee / nominees or legal heirs within one month of the receipt of the information of the physical disability or death as the case may be subject to satisfying all conditions prescribed by the Managing Committee and on surrender of the policy document.
4. In the event of loss or non – surrender of the Social Security Scheme III policy document, the Managing Committee will take the final decision on the disposal of claim.
5. On the event of the demise of a member, the fraternity benefit will be paid to the nominee / nominees / legal heirs only if the member has been a member of the scheme for at least one year from the date of joining the scheme, if the member was below 50 years on the joined date in the scheme, and the fraternity benefit will be paid to the nominee / nominees / legal heirs only if the member has been a member of the scheme for at least two years from the date of joining the scheme, if the member was 50 years & above on the joined date in the scheme.
(This will come in force from 01.01.2019)
6. Admission fees or Renewal amounts paid by the member is not refundable if the member discontinue the scheme membership by him/her self or if his/her IMA life membership is cancelled due to any causes.
7. If a member wish to discontinue his / her scheme membership; the member is liable to pay all the dues or arrears in the scheme till then. Otherwise he / she will not be able to rejoin in this scheme as a new member in future. If a member discontinued or deleted from the scheme; that membership is not able to revive in future even if he/she paid the dues or arrears till then.
(This will come in force from 01.01.2019)
8. Only single membership is allowed for all members, the member and his / her nominee can enjoy the facilities of single membership only. The scheme or office bearers are not responsible for multiple memberships of any member in the scheme. Scheme is not liable to reimburse the amount paid by the member for more than one membership.
Social Security Scheme III
Office: Hon. Secretary, SSS III IMAKSB, IMA Village,
Thattarathatta P.O, Thodupuzha, Idukki – 685586
Mob> 7034445788, 7511175050, E-mail: ssssimaksb@gmail.com
Secretary - 9447587644
Document 1: Click here to view
Jurisdiction
Any claim arising within the jurisdiction of Kerala State alone will be entertained by the Scheme.
How to join the Scheme
Membership application forms are available with State Office bearers of IMA and the President/Secretary of IMA Branches. The Application form has to be promoted by the President/Secretary of the IMA Branch and sent to the Hon. Secretary of P P Scheme. The membership in the Scheme will be finalised only after verification of IMA membership and clearance from IMA State Headquarters. A member can join for one or more units of the scheme to get additional benefits in multiples and the membership fee for each unit is as follows.
Membership Fee
Particulars | Fee | Additional Fee | Total Fee |
First Year | Rs. 2000/- (if no claim) | Rs.400 | Rs.2400 |
Second Year | Rs. 1900/- ( ” ) | Rs.380 | Rs.2280 |
Third Year | Rs. 1800/- ( ” ) | Rs.360 | Rs.2160 |
Fourth Year | Rs. 1700/- ( ” ) | Rs.340 | Rs.2040 |
Fifth Year | Rs. 1600/- ( ” ) | Rs.320 | Rs.1920 |
Sixth Year and thereafter | Rs. 1500/- ( ” ) | Rs.300 | Rs.1800 |
Enhanced Protection Unit:
An IMA member, who is also holding at least one unit of PP Scheme can join as a member of Enhanced Protection for more Details Please Contact office.
Renewal of Membership
Renewal intimation letter is sent from the Office before one month of due date. The renewal form should be forwarded by the branch president / secretary. Copy of the forwarding letter obtained from the branch president/secretary can be used for renewal of all the schemes during the IMA year. One month grace period from the due date is allowed by the Managing Committee. Remember the Joining date, Membership Number and Renewal the Membership in IMA and PPS before the due date.
Benefits
Litigations will be fought up to the Supreme Court of India, to uphold the dignity of Modern Medical Fraternity, subject to the decision of the Managing Committee of the Scheme.
Dropping Out from the Scheme
Members who are not renewing their membership on the due date, a second intimation letter will be sent after 15 days, under certificate of posting, with a copy each to the District Representative of PP Scheme and to the Branch President and Secretary. If the member still does not renew his membership, a registered letter is sent. Even after 15 days from the date of sending the registered letter if the member is not renewing the Membership, the member will be dropped from the Scheme. The dropped member can join the scheme as a new member by remitting the required membership.
WHAT TO DO IN CASE ANY LEGAL ACTION IS INITIATED AGAINST DOCTORS
1. Never panic.
2. To inform the District Representative of PP Scheme immediately, if any professional problem arises.
3. Send the following details to the Secretary within one week of the receipt of notice/plaint/petition/complaint, with a copy to your District Representative:
(a) The Membership No. in P P Scheme and details of IMA Membership.
(b) Copy of the notice/plaint/petition/complaint and copy of summons/notice in case of Court cases.
(c) Copy of the case-sheet/case records.
(d) A detailed treatment summary with investigation results and giving explanations as needed. Extracts from standard text books or journals in support of the treatment may also be furnished giving name of book, author, edition, volume, page no. etc.
(e) A reply in one’s own words regarding the allegations contained in the notice or complaint, given paragraph wise.
(f) Full contact address including phone numbers, fax no., e-mail, mobile no, etc. should be given without fail.
(g) Please do not send any reply by the member or through any advocate without the permission of PP Scheme Secretary otherwise the member will lose the coverage under PP Scheme.
4. If the case does not fall within the Scheme, a DD for Rs. 2000/- in favour of P P Scheme of IMA, Kerala State payable at ‘ERNAKULAM’; for drafting reply for advocate Notice and Rs. 2500/- for drafting a detailed reply to complaint in court (for IMA doctors who are non-members of PP Scheme), Rs. 3000/- for doctors who are non-IMA and non-PP Scheme members and Rs. 3500/- for institutions and out of State cases.
Address for communications: Dr. Cyriac Thomas, Hon.Secretary, PP Scheme of IMA KSB, IMA Periyar House, 3rd Floor, Door No. 15/168 B7, Cubicle No: 5, East Desom, Aluva, Ernakulam 683102. Mob:8111916263 , E-mail: dr.cyriac@icloud.com
PPS Office - 9287274922, 9287274896 (WhatsApp) Email ID: ppsimaksb@gmail.com
Document 1: Click here to view
Objectives:
To protect the hospital
Highlights
The Scheme is liable to pay to a member( hospital), maximum of Rupees Five Lakhs as damages for a single case and for more than one case in a year upto a maximum of Rupees Ten Lakhs.
Eligibility
All the doctors of the hospital should be members of PP Scheme
Membership Fee
Category | Bed Strength | Fee | Additional Fee | Total Fee |
A | 0-10 | Rs.5000 | Rs.1000 | Rs.6000 |
B | 11-25 | Rs.10000 | Rs.2000 | Rs.12000 |
C | 26-50 | Rs.15000 | Rs.3000 | Rs.18000 |
D | 51-100 | Rs.25000 | Rs.5000 | Rs.30000 |
E | 101-150 | Rs.30000 | Rs.6000 | Rs.36000 |
F | 151-200 | Rs.35000 | Rs.7000 | Rs.42000 |
G | 201-300 | Rs.40000 | Rs.8000 | Rs.48000 |
H | 301-500 | Rs.50000 | Rs.10000 | Rs.60000 |
I | Above 500 | Rs.75000 | Rs.15000 | Rs.90000 |
Membership application forms are available with IMA HQ and the PP scheme office. The Application form has to be promoted by the District Representative of PP scheme and sent to the Hon. Secretary of P P Scheme. The membership in the Scheme will be finalised only after verification of bed strength and PP scheme membership of doctors.
Address for communications: Dr. Cyriac Thomas, Hon.Secretary, Hospital Protection Scheme of IMA KSB, IMA Periyar House, 3rd Floor,Door No: 15/168 B7, Cubicle No:5, East Desom, Aluva, Ernakulam - 683102.
Mob:9287274896, E-mail: ppsimaksb@gmail.com
Document 1: Click here to view
Aims and Objectives
To protect the members and help them in case of harassment, litigation etc, which may arise during the process of their professional practice.
To provide legal aid to the members of the Scheme.
Eligibility
Only Life Members of the Indian Medical Association are eligible to become the members of the Scheme.
Jurisdiction
Any claim arising within the jurisdiction of Republic of India alone will be entertained by the Scheme.
Membership
Membership fee for the first year shall be Rs.3000/-. Any cause of action from the date of realisation of the membership fee for one full calendar year will be taken up by the scheme.
Fist year membership Rs.3000/-
Second year membership Rs.2900/- (if no claim)
Third year membership Rs.2800/- (if no claim)
Forth year membership Rs.2700/- (if no claim)
Fifth year membership Rs.2600/- (if no claim)
Sixth year membership Rs.2500/- (if no claim)
After Sixth year fixed payment Rs.2500/- (if no claim)
Payment as DD in favour of National PP Scheme of IMA payable at Thiruvananthapuram (Claim up to Rs.10 Lakhs in a single case and Rs.20 Lakhs per year will only be paid by the scheme). Financial assistance up to Rs.50 Lakhs can be availed to join "ENHANCED PROTECTION SCHEME" of membership fees Rs.10,000/-.
NPPS have own webpage: www.nimapps.com
Member's right
The scheme will contest civil, criminal, consumer or similar cases arising out of a member's medical practice up to the level as decided by the managing committee. Litigations arising out of other actions of the members including the administration will not be dealt with by the Scheme.
Application forms
Available with local branch Presidents and Secretaries.
Unique features of the scheme
Help of IMA friends at the time of need.
Litigations fought up to the Supreme Court.
Help of Scheme Office bearers at every stage.
Vast Data Bank regarding Medico legal cases.
Hony. Secretary:
Dr. Srikumar Vasudevan
IMA State Headquarters, Anayara P.O. Thiruvananthapuram – 695 029
Tel: 0471-2741144 Mob: 9847004064 E-mail: imanpps@gmial.com
Document 1: Click here to view
About Us
Medical profession is growing day by day. Patients expect perfect diagnosis and cure from the disease at the earliest. But we know this may not be possible always, which eventually ends in lot of litigations against doctors and hospitals. To get accurate diagnosis and provide treatment at the earliest, we depend on different types of medical equipment, many of them are high-tech and costly. On the other side of the scene, the companies create lot of burden to the customers by frequent price variations, inadequate after sales service, taking high AMC and breaching the contracts. Many IMA members and Medical Institutions requested IMA to set up a body to take appropriate measures so that members are protected from such unhealthy practices.
Finding a dream job is like finding a pearl in an oyster! With the increasing competition, every Health care entrepreneur wants to hire gems of the profession. At the same time, job seekers also want a destination where they can whet their skills and move towards a better life. A unique platform is required to cater the needs of both. At this juncture, IMA present the scheme, “Professional Equipment & Employment Protection Scheme (PEPS)”
PEPS is registered under Travancore Cochin Literary, Scientific and Charitable Societies Registration 12th Act 1955 as “Professional Equipment and Employment Protection Society”
It helps by:-
Liability and Limitations:
The liability of the scheme is limited to
PEPS is not an Insurance Scheme
Doctors and hospitals are intimately related in various aspects. If we share our grievances and unite together to fight against the unhealthy practices of the Medical equipment companies, we can make this scheme fly high. So also we can develop a congenial atmosphere for better rapport between health care institutions & medical professionals with the common aim of better patient care.
Eligibility for Membership / Registration a) PEPS Membership
Only Life Members of IMA Kerala State can join this scheme.
This lifelong membership is for general communications on request regarding various instruments of common interest.
b) Beneficiary (Equipment & Employment)
Any Modern Medicine Hospital (Govt./Private), Health Care Institution or Diagnostic Centres in Kerala can register as a 'Beneficiary’ of the scheme’ through a IMA ‘PEPS’ Member.
The registration is only for general communications on request, regarding details of various Medical Equipment, Manufacturers, Dealers / Distributors of Medical Equipment or availability of various Medical Professionals for job placement.
The diagnostic Centres should apply through the Radiologist or pathologist who is an IMA ‘PEPS’ Member.
c) Employment Bureau (PEPS – EB)
Any registered modern medicine doctor can register in Employment Bureau.
The Scheme will help them for placement in Kerala according to their qualifications on payment of Services Charges.
PEPS – EB is planning to have tie-up with reliable agencies in future for placement abroad.
Membership / Registration Fee Structure*
(Subject to change, as per the decisions of Managing Committee of the Scheme from time to time)
Service Charges:
(Subject to change, as per the decisions of Managing Committee of the Scheme from time to time)
a) For Purchase of Equipment through PEPS
An amount equal to 0.5 % of total purchase value of Equipment will be collected from the Hospital / Institution /PEPS Member for helping to purchase equipment through ‘PEPS’
b) From Institutions on Job Placement of Medical Professionals
An amount equal to 5.0 % of 1st Month Salary of particular employee will be collected from the Hospital / Institution for placement of medical professionals through ‘PEPS’
c) From Doctors on Job Placement
An amount equal to 2.5 % of 1st Month Salary will be collected from the particular Doctor for job placement through ‘PEPS’.
Document 1: Click here to view
IMA INITIATIVE OF BIOMEDICAL WASTE MANAGEMENT IN KERALA “IMAGE”
The entire Bio-medical Waste generated in the State of Kerala is managed by IMAGE (IMA Goes Eco-friendly) initiative of IMA Kerala State Branch. The biomedical waste segregated at source is collected, transported and scientifically treated by IMAGE as per the Rules and Regulations stipulated by the Bio-medical Waste Management Rules 2016 [Amended in 2018].
IMAGE[Indian Medical Association Goes Eco-friendly]:
IMAGE Project was launched on 21st October 2001 by the Indian Medical Association, Kerala State Branch and the IMAGE Plant, the Common Biomedical Waste Treatment and Disposal Facility (CBWTF) established at Kanjikode, Palakkad, was commissioned on the 14th December 2003for the scientific management of biomedical waste generated from health care facilities in Kerala. IMAGE was conceived and launched to support the healthcare providers to overcome the challenges of disposal of hospital waste in accordance with the provision of the Biomedical Waste (Management and Handling) Rules 1998 with the approval of Kerala State Pollution Control Board.
IMAGE Management:
Under the auspices of IMA Kerala State, IMAGE is managed by a Management Committee consisting of Chairman, Secretary, Treasurer, Vice Chairman, Joint Secretaries and District Representatives. Apart from this there is a Purchase Committee, Vigilance Committee & Committee for upcoming Projects These Office-bearers are elected/nominated from among the IMA Members who regulate and manage all the activities through IMAGE Administrative Office functioning at IMA Head Quarters, Thiruvananthapuram.
IMAGE PLANT, PALAKKAD
IMAGE PLANT is situated in the midst of 23 acres of land at Manthuruthy, Kanjikode, Palakkad. There are 5 main Buildings & few small buildings for the plant with a total plinth area more than 60,000 sq.ft. IMAGE is now the largest Biomedical Waste Treatment Plant in India which has the capacity to treat more than 40 tons of Bio-medical waste per day.
The plant machinery includes 5 huge Incinerators(equipped with Online Continuous Stack Emission Monitoring System (O-CEMS), 5 Autoclaves, 4 Shredders, 150 meters long scrap sorting Conveyor belt system, 3 scrap grinders with washing equipment, 2 Hydraulic bundling machines, 2Bottle sorting machines, and two 125 KVA Generators and one 380 KVA Generator. There is a vehicle wash area of 2000 sq. ft. and a modern Effluent Treatment Plant with capacity to handle 4.5 lakhs liters per day for disinfecting all the effluents coming out during treatment of the waste. There are 64 Surveillance Cameras recording the activities within the plant, which is available for monitoring the plant activities, 24 hours a day. IMAGE has multiple rain water harvest systems including Micro-Watershed Based Rain Harvesting. There is a huge Green-belt surrounding the plant.
IMAGE is operated by about 500 staff working together for IMAGE, GJ Multiclav, Scrap dealers & Security agency.
Segregation of Bio-medical Waste at the source:
Colour coded bags and containers are provided to HCIs through IMA PEPS authorised dealers for segregation and collection of waste at source. Special training is imparted to hospital staff regarding segregation, collection& transportation to the common storage area within the HCI.
Transportation of Biomedical Waste:
Fifty-Three (53 Nos) GPS installed covered vehicles are arranged for collection of biomedical waste within 24 hours from the entire length& breadth of Kerala, which are specially designed as per the Biomedical Waste Management Rules and approved by the Pollution Control Board, which ply a total distance of 12,000 km per day. Each vehicle-crew includes a driver, a sanitary worker and a supervisor. Each vehicle collects segregated biomedical waste daily and are taken to the district transfer stations, from there directly to the plant at Palakkad taking all safety measures. All these vehicles are monitored through GPS Satellite Monitoring using AVL View Software Application. The movements of waste collection vehicles are monitored through GPS system and the waste collection is monitored through the mobile application system. Barcode based biomedical waste management has been implemented by IMAGE to monitor each waste bag from the collection source till the scientific treatment at the plant.
Biomedical waste treatment details:
On an average, about 40 Tonnes of Biomedical waste reaches the IMAGE plant daily, of which 20 Tonnes are Incinerable waste (collected in Yellow bags), 14 Tonnes are Autoclavable waste (collected in Red bags), 5 Tonnes are Glass-wares & Metals (collected in Blue Boxes) and 1 ton is Sharps (collected in white puncture proof containers). This 40 tons of biomedical waste is collected from all 12,900+ healthcare centres across the state of Kerala within 24 hours of its generation.
Affiliation Details as on 30.09.2018: The affiliated institutions are ensured the following services by IMAGE:
How to Join IMAGE?
IMAGE Affiliation can only be done Online through IMAGE website: www.imageima.org
On Affiliation with IMAGE -CBWTF for the Biomedical waste management; the Healthcare Institution should simultaneously Register with the Kerala State Pollution Control Board& concerned LSGD. IMAGE will facilitate this process by furnishing the “IMAGE Affiliation Certificate” to the affiliated Health Care Institutions.
Payment Options to IMAGE:
Other Services offered by IMAGE Kaumarasree Project:
“Kaumarasree” is an extension of Biomedical Waste Management activity of IMAGE for the scientific disposal of used sanitary napkins from the Girls’ Schools across the State.
Service offered to Pharmaceutical Companies:
Scientific disposal of Discarded Medicines and provision of statutory Destruction Certificates are the services offered by IMAGE to the registered Pharmaceutical Firms.
Future Concepts Need for additional Facility
The IMAGE Plant at Palakkad was established as a health industry wide response to a crisis in the handling of biomedical waste management and has taken the burden of handling a large capacity of average 40 tonnes of biomedical waste per day. However, due to the immense pressure felt on the facility at Palakkad, owing to the humungous volume of bio medical waste being brought into the facility on daily basis, the current situation of single CBWTF is not ideal for the state especially with its unique geographical layout, road congestions and high density of health care beds. Also, a risk mitigation strategy for a scenario of shutting down of the current plant in Palakkad due to unforeseen circumstances like a natural calamity which would lead to pile up on biomedical waste across the state due to lack of an alternate facility. Thus, IMAGE itself has advocated the concept of creating a more decentralized approach with division of the state into zones for logistical purposes and more efficiency in handling of biomedical waste.
BMW Collection from Residential Complexes & Apartments:
Bio Medical Waste emanating from the apartment complexes in the cities in Kerala is assuming humongous proportions [mainly sanitary napkins of the Elderly and the Bed-ridden] IMAGE is planning to be the first and only project in INDIA to scientifically collect, treat and dispose these domestic BMW, in future.
Diploma Course in BMW Management
IMAGE is planning to set up one research centre to facilitate training on Biomedical waste management solutions & also for training health care workers across the Kerala on safe handling & proper segregation of Biomedical waste. We have also initiated discussion with KUHAS, Calicut University, Annamalai University on starting a diploma / degree Course related to Biomedical Waste Management.
Mutual Benefit Scheme was first introduced in March 2001 after thorough deliberations in the Annual State Council meeting held at Thiruvananthapuram in November 2000.
The Aims are:
Any member of IMA Kerala State Branch or an institution run by IMA members is eligible to become a member of the Scheme by joining any of the projects of the Scheme. Every member shall pay in monthly installments an amount depending on the project under which he joins. Total number of members in each project is 20 and IMA Kerala State Branch shall be a non-paying member in all projects. The monthly installment is due on 20th of every month and the monthly beneficiary will be selected by picking up lots on 25 of every month at office of the Secretary / IMA State Headquarters. The member who needs the Beneficiary amount should sent request to the secretary in advance and the amount will be paid on receipt of Promissory note duly signed and an undated cheque for the amount receivable, payable to Mutual Benefit scheme of IMA. Receipt for the amount received should be sent to secretary as early as possible for our records for auditing purpose.
Project |
Total amount |
Beneficiary Installment |
Monthly Payable |
A |
Rs.100000 |
Rs.80000-100000 |
Rs.5000 |
B |
Rs.200000 |
Rs.160000-200000 |
Rs.10000 |
C |
Rs.500000 |
Rs.400000-500000 |
Rs.25000 |
Member need to pay only 19 installments:
MODIFIED SCHEME SCHEDULES AND PAYMENT DETAILS
Sl.No. |
Scheme A (Rs.5000/- P.M) |
Scheme B (Rs.10000/- P.M) |
Scheme C (Rs.25000/- P.M) Rs.500000 for IMA |
1 |
Rs.100000 |
Rs.200000 |
Rs.500000 for IMA |
2 |
Rs.80000 |
Rs.160000 |
Rs.400000 |
3 |
Rs.81000 |
Rs.162000 |
Rs.405000 |
4 |
Rs.82000 |
Rs.164000 |
Rs.410000 |
5 |
Rs.83000 |
Rs.166000 |
Rs.415000 |
6 |
Rs.84000 |
Rs.168000 |
Rs.420000 |
7 |
Rs.85000 |
Rs.170000 |
Rs.425000 |
8 |
Rs.86000 |
Rs.172000 |
Rs.430000 |
9 |
Rs.87000 |
Rs.174000 |
Rs.435000 |
10 |
Rs.88000 |
Rs.176000 |
Rs.440000 |
11 |
Rs.89000 |
Rs.178000 |
Rs.445000 |
12 |
Rs.90000 |
Rs.180000 |
Rs.450000 |
13 |
Rs.91000 |
Rs.182000 |
Rs.455000 |
14 |
Rs.92000 |
Rs.184000 |
Rs.460000 |
15 |
Rs.93000 |
Rs.186000 |
Rs.465000 |
16 |
Rs.94000 |
Rs.188000 |
Rs.470000 |
17 |
Rs.95000 |
Rs.190000 |
Rs.475000 |
18 |
Rs.96000 |
Rs.192000 |
Rs.480000 |
19 |
Rs.97000 |
Rs.194000 |
Rs.485000 |
20 |
Rs.98500 |
Rs.197000 |
RS.492500 |
21 |
Rs.100000 |
Rs.200000 |
RS.500000 |
Even if no one requests for advance payment in a month draw will be taken and amount will be paid to the member whose name comes up in the draw.
HEALTH SCHEME
IMA Kerala Health Scheme, started on 1st July 2006, is meant to provide financial assistance to our
members and their family members to meet the needs of hospitalization and costly investigations. Rules
and regulations are coined to suit the needs of the members, and are amenable if need arises. The
upper limit of reimbursement is Rs.5 lakhs for major transplant surgeries, Rs.4 lakhs for brain and heart
surgeries and Rs.3 lakhs for treatment of all other diseases per member per year (as per the sum
limited to each disease). IMA KHS works on the principle of mutual benefit among our members and
family.
The Scheme is not an insurance firm but our services are more prompt and incomparable and the
yearly payment is very low when compared to that of insurance companies. All the major diseases are
included in the scheme and the scrutinizing committee and managing committee have the power to
include more, as the need arises, from time to time.
IMA member, their spouse, parents and children can join the scheme provided they are below 65 years
of age. Advance Financial Assistance Contribution (AFAC) and Annual Subscription fees (AS) are to be
paid every year. Renewal Notice will be sent on time every year. There will be no health screening for admission to the scheme. This is a tailor made scheme for IMA Members and their families.
Membership – Fee structure
AGE |
Admission Fee (AF) Rs. |
Annual Membership Subscription (AMS) Rs. |
Advance Financial Assistance Contribution (AFAC) Rs |
TOTAL
For New Enrollment Rs. |
Yearly Renewal Rs. |
Less than 25 |
800 |
500 |
3400 |
5640 |
4680 |
25-35 |
1000 |
500 |
4500 |
7200 |
6000 |
35-45 |
1500 |
500 |
5000 |
8400 |
6600 |
45-55 |
2000 |
500 |
5500 |
9600 |
7200 |
55-60 |
5000 |
500 |
6500 |
14400 |
8400 |
60-65 |
6000 |
500 |
10000 |
19800 |
12600 |
Salient Features of the Scheme (See Bylaw for details)
Individuals up to the age of 65 years are eligible for getting membership in the scheme. There will not
be any health check-up before admitting to the scheme. The maximum amount for Major Transplant
Surgeries (Heart, Liver, Lung and Kidney transplants) is Rs.5 Lakhs and maximum for heart and brain
surgeries is Rs.4 lakhs. Maximum amount that can be reimbursed is Rs.3 lakhs per membership per
year as per conditions laid on. Benefits of the scheme shall be given only to the members or beneficiary
members (spouses, children and parents of an IMA member who have joined in the scheme) provided
their KHS membership is active (ie. renewed every year.)
Benefits of the Scheme: This scheme is entitled to be helpful to the members/ beneficiary members to meet the heavy expenses for the management of coronary heart disease and surgical management of valvular heart diseases, management of renal failure, management of cancer, brain tumors involving surgical treatment and joint replacement surgery for hip and knee joints, spinal surgery, Trauma, major Transplant surgeries and all diseases requiring admission causing expenditure above Rs.5000/-.
1. Coronary Heart Disease:-Bypass surgery and Angioplasty required for the treatment of coronary
heart disease and Valvular heart disease surgery will be covered under this scheme .Upper limit
will be Rs.4 Lakhs/year.
2. Renal Failure:-Regular hemodialysis required in the management of chronic irreversible failure of
both the kidneys will be covered under the scheme. Upper limit is Rs.3 lakhs/year.
3. Malignancy:- Surgery, Radiotherapy and chemotherapy required for the treatment of all cancers
will be covered under the scheme. Upper limit will be Rs.3 Lakhs/year.
4. Brain Surgeries:- Upper limit will be Rs.4 Lakhs/year.
5. Other Major Surgeries:-Surgery for knee and hip joints, spinal stenosis and disc surgery or other
major surgeries will be covered by the scheme with an upper limit of Rs.1.5 lakhs.
6. Other diseases:- Any serious diseases requiring hospitalization will be covered with an upper limit
of Rs.75,000/-. For multi system involved diseases and those requiring ventilator support the upper
limit will be Rs.2 Lakhs.
7. Major Transplant Surgeries:- Rs.5 Lakhs/year (For members with minimum 3 years of continuous
membership in the scheme), and Rs.3 lakhs for others.
8. A member will get a maximum of benefit of Rs.3 Lakh in one year for all diseases as per the sum
limited to each disease. ((except for major transplant surgeries (5 lakhs), heart and brain surgeries
(4 lakhs))
9. Caesarean Section: The upper limit is Rs.75000/- (For those with minimum 3 years of continuous
membership in the scheme)
10. The members will get the benefit only after completion of one year of joining the scheme (Lock in
period) except for: a) Road traffic accidents (No lock in period) b) 3 years; for claims of major
transplant surgeries (for getting reimbursement of upper limit of Rs.5 lakhs) and for caesarean
section.
11. Bills above Rs.5000/- shall only be considered for reimbursement.
Procedure for Claim
a) It is mandatory that the member has to submit the CLAIM FORM, original papers as well as
attested photo copies of treatment certificate, discharge summary, breakup of bills, professional
charges, cost of medicine and investigations and any other documents upon which a claim is
based within 60 days of bill date / discharge from the hospital. The members can also submit the
Xerox copies of the above documents duly attested by any health scheme state official. The
member shall also give additional information as demanded by the scheme which may be required
in dealing with any claim. If a claim in any manner is found fraudulent or supported by false
evidence, the scheme shall not be liable to make any payment and may lead to termination of
membership. Original bills and papers will be given back to the member after verification, if
needed, and self-addressed, stamped (for Speed Post) envelope should be enclosed for the
purpose.
b) Eligible amount will be paid within 90 days from the submission of the original bills, papers and
other documents upon which the claim is based. After verifying all the facts as prescribed by the
managing committee, all payment shall be made by A/c. payee cheque/DD. Managing committee
will have the discretion to pass / reject reimbursement of claims; in cases when the committee is
not satisfied about the genuineness of the claim.
c) Members will be given reimbursement of 80% of total amount of the bill (after deductions, if any)
not exceeding the sum limited to each diseases.
d) Diagnosis and treatment costing less than Rs.5000/- will not be covered under this scheme.
e) The managing committee is empowered to add or alter or delete the name of the list of institutions
for treatment.
f) However, cost of treatment of members/beneficiary members shall be reimbursed regardless of
whether they are recognized or not, provided the managing committee has not debarred them
under any circumstances for any fraudulent action made in the records given to members.
g) No advance payment will be made to the members by the scheme.
h) Managing committee of the scheme shall decide about the claim. State Working Committee of IMA
KSB shall be the appellate body. No disputes can be challenged in any court of law.
i) Charges of engaging special nurse or attendant will not be reimbursed.
j) Expense incurred on travel or ambulance will not be allowed.
k) Food, laundry and telephone bills will not be reimbursed.
l) Claim for treatment in systems other than Modern Medicine will not be allowed.
m) Claim on cosmetic treatment, dental procedures, infertility, normal delivery, external appliances like
spectacle, hearing aids etc will not be reimbursed.
n) Room rent up to Rs.1500/- per day will only be considered for reimbursement.
o) There will not be any increase of annual premium even after getting claim reimbursement.
Office Address:
DR.JAYAKRISHNAN B
Hon. Sec, IMA KHS, SAFECARE , TIRUR, Malappuram
Mob: 9539332426, 8590698600 (for claim related queries)
Website: www.imakhs.com (Forms can be downloaded from this site)
E-mail: ourimakhs@gmail.com
Secretary: Directl:9387119618,drjay@safecare.in
Document 1: Click here to view
Document 2: Click here to view
AIMS AND OBJECTIVES
Commencement of the scheme: 2017
ELIGIBILITY OF MEMBERSHIP
Any life member of IMA KSB upto the age of 65 is eligible to become a member of PDSS.
The members are divided into 3 groups according to the age. This is for admission purpose and giving disability benefits.
Group 1 : Age 60 to 65 years
Group 2 : Age 40 to 59 years
Group 3 : Age less than 40 years
For members of group 1, it’s mandatory to have minimum 5 years of life membership for joining the scheme.
ADMISSION FEE:
Group 1 : INR.15000/-
Group 2 : INR.10000/-
Group3 : INR. 5000/-
MEMBER’S CONTRIBUTION
1. Annual fees: - Every member of PDSS shall pay Rupees — 1000/- (Rupees one Thousand only) every year us annual fees.
2. Every member of PDSS shall pay disability contribution as units of INR. 500/- to each permanently disabled member on demand of the honorary secretary of the scheme each year as stated below.
Group 1 : 1 unit (INR.500/-)
Group 2 : 1.5 units (INR.750/-)
Group 3 : 2 units (INR.1000/-)
3. Every member of PDSS shall pay disability contribution of INR. 100/- to each temporarily disabled member on demand of the honorary secretary of the scheme each year
4. Contribution towards death benefits. During the event of unfortunate death of a member, the family will be given death benefit. This will be a fixed amount of 50,000/-. The total amount of death benefits paid each year by the scheme will be equally divided among the active members.
MEMBER’S RIGHTS AND RESPONSIBILITIES:
DEFINITION OF TEMPORARY DISABILITY:
A handicap arising out of a disease or accident which makes a member disabled to pursue his professional activities for a period of 6 months or more. This financial support will be finalised after the report of the medical board. If the disability persists for more than a year; the medical board will evaluate the member again and if found as having permanent disability; the financial support for permanent disability will be given after subtracting the amount given for temporary disability.
DEFINITION OF PERMANENT DISABILITY:
A handicap arising out of a disease or accident which makes a member disabled to pursue his professional activities permanently. This will be decided by the medical board.
HONORARY MEMBERS:A member will become an honorary member if he makes payment for 20 years without any claims for temporary disability benefits OR 25 years if he had claimed for temporary disability benefits. These members need not make any further payments and will enjoy all the benefits of an ordinary member.
MEDICAL BOARD
Chairman shall nominate Medical Board members in consultation with the State President. The medical board will consist of 5 members out of which one shall be a specialist concerned with evaluating the specific disability which the diseased member is suffering from.(For example; locomotor disability will be assessed by a Physiatrist or Orthopaedic surgeon; Speech and hearing by ENT surgeon etc.) The chairman of the board will be any one of the managing committee members. They have the right to inspect the medical records of the disabled members and shall submit their reports and recommendations to the Managing Committee.
Office address:
Dr. Manish Nair., Secretary - PDSS
'Krishna', Punnapra P.O, Alappuzha - 688004
Mob: 9447187848 E-mail:drmanishnair@yahoo.co.in , imapdssksb@gmail.com
Document 1: Click here to view
Document 2: Click here to view
Document 1: Click here to view
Nammude Arogyam Magazine is being published regularly by IMAKSB. This magazine helps in narrowing the gap between general population and the doctor community. It helps in educating the people regarding their health problem. Al l PP scheme members are regularly getting the magazine. Other members and the public can subscribe to the magazine. Al l IMA members can send articles. All members should be encouraged to mobilise more advertisement for the magazine in order to attain more financial stability
PATIENT CARE CHEME
Patient Care Fund Scheme is a comprehensive charity initiative from IMA KSB. It intends to provide succor to Patients of Modern Medical Care, by way of information, access and financial assistance if need be. Also to document and compile patient welfare activities of MM Practitioners, Hospitals and Laboratories across the state- of course across all the local branches of IMA KSB. The corpus fund generation will be from MM professionals, HCOs and from the general public including the Corporate Houses.
Document 1: Click here to view
The idea behind the journal is to disseminate scientific information to the members of the IMA, which should be useful and interesting to all sections of Doctors from General Practitioners to Super Specialists. All members are welcome to send their scientific contributions for publication. The journal is also available online.
The Research Cell will conduct studies on matters of public health and provide directions for implementation of IMA initiatives.
Aim is to safeguard the ethical standards in the Medical Profession. The State President nominates the Chairman and Convener of the Committee. 10 senior reputed doctors in the State are nominated as the Committee members. The ethics committee receives complaints and grievances from the public and also from doctors against hospitals and Doctors. The committee will take decisions on the complaints in the sittings of the committees in which the complainants are examined in detail and accused summoned for personal hearing.
Aim is to safeguard the ethical standards in the Medical Profession. The State President nominates the Chairman and Convener of the Committee. 10 senior reputed doctors in the State are nominated as the Committee members. The ethics committee receives complaints and grievances from the public and also from doctors against hospitals and Doctors. The committee will take decisions on the complaints in the sittings of the committees in which the complainants are examined in detail and accused summoned for personal hearing.
HIV/AIDS epidemic is a rapidly evolving subject. Facts and figures pertaining to disease burden and coverage of programs keep varying every month. So, IMA updates the information on HIV/AIDS through training programs, workshops and CME programs for doctors and integrates programs across Kerala for prevention, treatment and care and support for people living with HIV/AIDS as a social commitment
IMA News is the official organ of IMA Kerala State Branch carrying reports of various activities at all levels. This reaches to all the members of IMA inside the State and to all the Branch Officials outside the State and National Headquarters. Reports of branch activities to be highlighted in the IMA News should reach the Editor on or before 5th of every month. Branch officials and members can send in interesting news items on health and related matters for publication. Classified advertisements of members will be published at nominal rates. Branch officials can try to obtain advertisements, the details of which can be discussed with the editor
IMA National Family Welfare Scheme
DR. K.VIJAYAKUMAR.
Chairman, IMA NFWS
Past National President
Vijayakumar Hospital,
Swamiyarmadam,
Kattathurai – 629158
Kanyakumari District, Tamilnadu.
Ph:- 09443161102, 9025162113
Email:- drvijayakumark@gmail.com rtnkvk3212@gmail.com
DR.MOHAN ROY. T
Hon. Secretary, IMA NFWS
IMA House,
Nedumangad,
Pazhakutty – 695561
Thiruvananthapuram District, Kerala State.
Ph:- 09447988992, 09383488443
Email:- mohanroyt@gmail.com
DR MADANA MOHANAN NAIR R.
Treasurer, IMA NFWS
‘Sabarmathy’, Punnapra,
Alapuzha – 688004
Kerala State.
Ph:- 09446307976
Email:- rmadanamohanannair@gmail.com
Document 1: Click here to view
IMA Women's wing started in 1999. It is a National level organization of lady doctors, but in Kerala we include non-medical wives also as honorary members. Apart from dealing with the problem of lady doctors and women in general, IMA Women wing is entrusted with the social service activities of IMA KSB. There are Forty Seven Branches of IMA Women's Wing in Kerala.
Membership:
Present budget, prepare accounts and monitor accounts of IMA KSB and various schemes and Projects.
The Wing will promote cultural activities of members and family members.
Contents will be updated soon
Will monitor and take effective measures to prevent quackery to protect health of the citizens.
To achieve the political objective of maintaining the benign influence of the medical profession on the healthcare industry, IMA steps in with the initiative of Hospital Board of India. IMA will strive to improve quality of services and ensure better patient safety.
Aims and Objectives
Jurisdiction:
Affiliation:
All health care institutions with inpatient care can avail affiliation.
Affiliation Fee:
Direct
State Chapters Wherever state chapters of HBI are in existence, hospitals and other health care institutions have to affiliate only through the state chapters. The affiliation fee would be at Rs 500 per institution for a term of 5 years. The state chapter should pay this affiliation fee on behalf of its affiliated institutions to HBI. This can also be paid at Rs 100 per institution every year by the state chapter. The state chapters will be free to fix their own affiliation fee to be collected from their healthcare institutions
State advisory committee will consist of past Presidents of IMA KSB who have been elected by the state council to the CWC. The Committee will advice President on such matters of the association, sought by the President/ State executive board.
IMA Kerala Doctors' Club is a wing of the IMA Kerala State Branch. This is a State-level Club of IMA KSB for its members and it is only for IMA members. The main activities include indoor games, cultural activities, health club, gymnasium, playschool, children's park, 24-hour restaurant, taxi services, library, internet club, monthly concert and similar activities suggested by members. The membership in Doctors' Club will be given only to IMA members (life or annual) and the membership will be automatically forfeited when the doctor ceases to be an IMA member. There are three types of membership, namely, life, annual and temporary. The temporary membership is of two types, namely, Spot membership and Guest Membership- Temporary membership is for doctors who stay temporarily at the headquarters building to give them a chance to involve in club activities during their stay. The fee for temporary membership is Rs.25 per stay for single individual and Rs.40 for a family. Temporary membership is only for club services. No fee will be charged for availing canteen facility. The Guest Membership fee is Rs.30 per stay for doctors who are not IMA members and Rs.50 for a family.
The prestigious Project of IMA KSB, the Training Institute which is known as IMA Institute of Medical Sciences (IMA IMS) .The aim of IMA IMS is to have an Institute at the State Headquarters to train Doctors, Paramedical staff and other categories of Hospital Staff on Doctor-Patient relationship. Communication Skills, Leadership training, Time management and also improving professional skills. The Institute is also planned for training of children of IMA members in personality development, public speaking, leadership and also entrance coaching.
Establish student wing in all medical colleges and co- ordinate state level activities.
To Co- ordinate various activities of membership development.
Each District will have a District Committee with a Chairman and District Co- ordinator nominated by the State President. The District Committee will act as per the direction from the State given from time to time. The District programmes can be effectively implemented involving the branch officials. The Branch Presidents, Vice Presidents, Secretaries, Treasures, Joint Secretaries and SWC members will be members of the district committee. All the state office bearers from the district will also be the members.
IMA Periyar House, Aluva
Is the residential cum leisure project of IMA Kerala state branch, situated at Desom, Aluva on the banks of Periyar river. The facility is just 3 Km away from Kochi airport. It has 52 premium, 2BHK apartments with an area of 1375 square feet each. The facilities are as follows
GROUND FLOOR: PARKING FOR 52 cars PLUS 20 EXTRA, 3 Lifts, 2 Stairs , SWIMMING POOL, RIVER SIDE GARDEN, POOL SIDE PARTY AREA
1st FLOOR : 16 Suite rooms, 2 rest rooms, 500 pax hall, Dining area, Lobby, Office area
2nd Floor : Gym, Jacuzzi, Library, Restaurant, Kitchen, Mini conference hall, Board room
3rd FLOOR :Court, Home Theatre, Game room, Outdoor Lounge, Lobby, Terrace, 4 APARTMENTS (1500 SQ.FEET)
4th FLOOR-12thFLOOR : 6 apartments in each floor, 1375 sq ft each
TOTAL OF 6 X 8 + 4 = 52 apartments
Cost of Apartment: APARTMENT COST 1375 x 4225/ sq ft, Rs.58,00,000, Registration, furnishing extra
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